Fiserv is a global leader in payments and financial technology, helping clients achieve best-in-class results through a commitment to innovation and excellence in many areas. Our services include account processing and digital banking solutions, card issuer processing and network services, payments, e-commerce, merchant acquiring and processing, and the Clover™ cloud-based point-of-sale solution. Carat is the Fiserv omnichannel commerce ecosystem that delivers unlimited global payment opportunities across any channel anywhere, executing transactions on any device with any payment method, securely and at global scale. Visit https://merchants.fiserv.com and follow us on social media for more information and the latest company news.