The Divvy Visa® Business Card is the smarter, simpler way to manage business expenses. With Divvy’s free, card-plus-software solution, small and medium-sized businesses save time and money by automating expense reports, setting budgets, and processing reimbursements — all in one place. Track company spend in real-time, and never have to save a receipt again. 150 words: Divvy is the smarter, simpler way to manage business expenses. The combination of the Divvy Visa® Business Card and free spend management software gives small and medium-sized businesses more control of company money, real-time insight into employee spending, and better fraud protection with virtual cards. With Divvy’s world-class software, you can: Automate expense reports: Stop wasting hours each month reconciling credit card statements with your expense management system. Expenses are fully coded and ready to upload immediately. Manage employee spend: Take control of your business budgets and say goodbye to the “spend now, ask forgiveness later” mentality. Manage payments and subscriptions: Create a separate card for each subscription, set a limit on each card, and quickly freeze at any time. That’s fraud and overcharge protection in one amazing package. Track out of pocket expenses and reimbursement requests: With mobile receipt upload and push notifications for approvals, you can pay back employees in a snap.