Point of purchase finance is a $500bn+ global industry which is evolving rapidly as a new generation of consumers consider choice and flexibility a hygiene factor when it comes to ways to pay.

Divido is a global white-label platform for retailers, lenders and payment intermediaries that want to offer point of purchase finance to consumers; either to improve what they have or introduce it for the first time. 

- Retailers licence the platform to aggregate and proactively manage multi-lender- and finance product performance in one or more countries to increase appeal, accept rates and conversion.

- Lenders licence the platform so they can protect and grow existing retailer relationships, neutralising the threat from new entrants in the space without having to build or maintain any of the front-end technology in-house.

- Payment intermediaries licence the platform to complement their existing payment options, get global coverage and increase the overall volume they process.

Divido has been facilitating transactions since 2015, is currently live in 10 countries and has been licenced by 1,000+ retailers, lenders and payment intermediaries such as BMW, BNP and Shopify.